Welcome to Flourish N Thrive. These Terms and conditions ("Terms of Service") govern your use of our website and digital products. By accessing or purchasing products from Flourish N Thrive, you agree to be bound by these Terms. Please read them carefully before proceeding. If you do not agree with any part of these Terms, you should not use our website or purchase any products.

This document complies with Australian Consumer Law and is designed to meet the requirements for international sales.

1. Definitions

"Company," "we," "us," "our": Refers to Flourish N Thrive, its website, and its digital products.
"User," "you," "your": Refers to the person accessing the website and/or purchasing products.
"Digital Products": Refers to any digital downloads, such as workbooks, journals, planners, or other resources available for purchase on our website.

2. Acceptance of Terms

By accessing our website and purchasing digital products, you confirm that you:

Are at least 18 years old or have the legal capacity to form a binding contract.

Have read, understood, and agree to be bound by these Terms.

3. Use of Digital Products

Our digital products are designed for personal use only.

License: Upon purchasing a digital product, we grant you a limited, non-exclusive, non-transferable, and revocable license to download, view, and use the product for personal, non-commercial purposes.

Prohibited Use: You may not reproduce, resell, distribute, sublicense, or share our digital products with others. All intellectual property rights are retained by us and governed by Australian Copyright Law.

4. Pricing and Payment

Currency: All prices are listed in US dollars unless otherwise stated. International customers may see variations due to exchange rates.

Payment: We accept payments via [Payment Methods]. By purchasing a digital product, you authorize us to charge your chosen payment method for the total amount, including applicable taxes.

Taxes: As a small business, we are not currently required to charge GST. However, you are responsible for any taxes or duties that may be applicable in your region if you are purchasing from outside Australia.

5. Refund Policy

As our products are digital and downloadable, all sales are final, and no refunds are provided. Please refer to our Refund Policy for detailed information.

In the event of a technical issue that prevents you from accessing the product, we will assist you in resolving the issue, or at our discretion, issue a refund in exceptional circumstances, such as a duplicate purchase.

6. Consumer Guarantees (Australia)

Under the Australian Consumer Law (ACL), you are entitled to certain consumer guarantees which cannot be excluded by law. If our digital products fail to meet a consumer guarantee (e.g., they are not fit for their intended purpose or are misrepresented), you are entitled to a remedy, such as a refund, repair, or replacement, as applicable.

However, please note that change of mind or incorrect product selection does not entitle you to a refund under Australian law for digital products.

7. International Customers

For customers outside Australia:

Local Laws: You are responsible for complying with the laws and regulations of your own jurisdiction when accessing or purchasing our products.

Tax Responsibility: We are not responsible for any additional taxes, duties, or fees imposed by your local authorities. You should check your local tax obligations before purchasing.

8. Intellectual Property Rights

All content provided on our website, including digital products, logos, text, graphics, and images, is the intellectual property of Flourish N Thrive and protected by Australian and international copyright, trademark, and other intellectual property laws.

You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute any of our content without prior written consent from us.

9. Disclaimer

While we strive to ensure that our digital products are of high quality and accuracy, they are provided “as is” without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability or fitness for a particular purpose.

We make no representations or warranties that our products will meet your specific requirements or that the content will be error-free.

10. Limitation of Liability

To the fullest extent permitted by law, in no event shall Flourish N Thrive, its directors, officers, employees, or agents be liable for any indirect, incidental, or consequential damages, including loss of profits or data, arising out of or in connection with your use of our website or products.

Our total liability to you for any claim arising from the use of our digital products shall not exceed the amount paid by you for the product.

11. Privacy

We respect your privacy and are committed to protecting your personal information. Our use of your information is governed by our Privacy Policy. By using our services, you consent to the collection, use, and disclosure of your information in accordance with that policy.

12. Termination

We reserve the right to terminate or suspend your access to our website or digital products without prior notice if you breach these Terms.

Upon termination, the limited license to use our products will